How local law shapes access
We treat the legal terms as the working rules for your account, not as background text. They explain when you may create an account, how access may change by state or union territory, what records we keep for UPI, Paytm, PhonePe and Google Pay activity, and
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how wallet checks support withdrawal decisions. Eligibility depends on local law and is available where local law permits, so we may restrict access where the law or a payment partner requires it. If a term changes, we publish the new wording here and show the date
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beside the policy file. Your continued use after that date means the updated terms apply, unless the change says a different start date. Keep a copy for your own records if you need it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.